A motor vehicle accident can have a devastating impact on you and your family. If you or a loved one has been injured, contact our firm to schedule a consultation with an experienced personal injury attorney.
Help You Need After a Motor Vehicle Accident in Alaska
According to the Alaska Department of Transportation, nearly 10,000 motor vehicle accidents occur every year, more than 30 percent of which result in injuries. If you or someone you love has been involved in a motor vehicle accident in Alaska, it is important you talk with an attorney about your rights and the compensation that you may be entitled to under the law.
At Walther & Flanigan, our lawyers represent people who have been injured in car, truck and motorcycle accidents, as well as bicyclists and pedestrians who have been struck by negligent motorists. Contact us to schedule a free consultation and talk with us about your claim. Call to make an appointment at 888-734-6547. We serve clients throughout Alaska, including Anchorage, Fairbanks, the Kenai Peninsula, Mat-Su Valley, and Southeast, along with Bush and other remote communities.
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If you are in a motor vehicle accident with a driver who does not have insurance coverage, you will have to rely on your own policy to provide the compensation you deserve. Let us help you deal with the insurance company to make sure they treat you fairly.
In addition to our personal injury representation, we also work with the family members of people who have suffered catastrophic or fatal injuries in Alaska automobile accidents. We can help you pursue the benefits you deserve after a tragedy in a respectful and honest manner.
No-Fault Insurance
When a driver has been in an accident, no-fault auto insurance allows the driver to collect from his or her insurance company no matter who was at fault. Not every state has a no-fault insurance structure, but those that do have very specific laws governing when, how much and for how long the injured party may collect. Consult with an attorney from Walther & Flanigan in Anchorage, Alaska, to discuss how your state views fault and to determine how the laws may affect your right to recover damages for injuries.
How No-Fault Insurance Works
No-fault insurance is a system in which auto insurance pays benefits the insured driver in case of an accident. The insurance compensates the insured driver for monetary losses, no matter who was at fault. This is contrary to systems in which the at-fault driver’s insurance company must pay the bulk of the compensation after an investigation and determination of fault by the insurance companies or the courts.
The system is designed to streamline the process of payments to injured people and to lower the burden on the courts. Under the no-fault insurance system, it can be more difficult to sue an at-fault driver for damages; the insured typically must have been quite seriously injured in order to take such legal action. On the other hand, monetary recovery for the insured is more certain under no-fault insurance because the compensation is immediately available through the insurance policy of the injured party. No-fault insurance policies often have a cap on the compensation they will pay.
The no-fault insurance system prevents injured parties from receiving a windfall due to the accident, but it also ensures compensation no matter who caused the accident. In a no-fault state, the other driver will also receive compensation from his or her insurance company if that driver sustained certain economic losses. The specifics of no-fault insurance laws vary widely by state.
Personal Injury Protection (PIP)
If you have a no-fault insurance policy, it is probably called a personal injury protection (PIP) package. PIP insurance pays for the medical expenses of the insured driver and the passengers who were injured in an auto accident. PIP insurance typically covers things like medical bills, wage loss and funeral expenses, but not pain and suffering or vehicle damage. This varies by state and particular insurance policy. The PIP packages have limits on what they will pay.
Speak with an Attorney
How you handle the situation after a motor vehicle accident can make a significant difference in your monetary recovery. Dealing with insurance companies can be especially tricky. In addition, the no-fault and fault insurance systems vary widely by state. Speaking with an attorney from Walther & Flanigan in Anchorage, Alaska, will help to clear up the confusion these systems can cause.
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